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CNCBI Credit Card. Exciting rewards Terms & Conditions apply to the above Tap into the vast resources and network of our parent bank China CITIC Bank and our Credit cards, however, are another story. Normally, credit card issuing banks will check the applicants credit history in the People’s Bank of China Credit Reference Center. Most foreigners, though, do not have a credit file much less a credit history. As a result, most banks would not approve your application.
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